Construction Loans
90% LTC Financing
- Loan Size: $500k - $100M+
- Term: Up to 42 Years (Construction-to-Perm)
- Leverage: Up to 75% ARV / 90% Cost
- Recourse: Non-Recourse Options Available
The Capital Stack
Institutional leverage for every stage of the asset lifecycle. We don't fit borrowers into boxes — we align your project with specific capital partners based on asset class, leverage requirements, and execution speed.
Where We Focus
These are the six core lending programs we focus on: bridge loans, ground-up construction, rental portfolio, conventional CRE, Non-QM, and DSCR financing. We have built an excellent track record for our clients by concentrating on these. It does not mean LFCP cannot place other loan products depending on your project or financial needs — if you are unsure, reach out and we will find the right lending program for you.
Compare Programs
Direct access to nationwide Balance Sheet, Debt Fund, and Agency Lenders.
90% LTC Financing
7-30 Day Closings
90% LTV Purchase
Unlimited Properties
No Tax Returns Needed
500 FICO Accepted
Side By Side
For: Value-Add, Rescue, Quick Close
For: Ground-Up, Major Reno
For: Purchase, Refi, Cash-Out
Nationwide Reach
While our trading desk is headquartered in New York City, 80% of our volume is deployed in high-growth secondary markets including the Sunbelt, Midwest, and West Coast. We understand the local nuances of funding ground-up construction in Miami just as well as mixed-use value-add in Brooklyn.
Frequently Asked Questions
Yes. We arrange commercial financing nationwide. Whether you need a construction loan in Florida, a bridge loan in New York, or a multifamily refinance in Texas, our capital network covers all 50 states.
It depends on the program, and several of ours do not lead with your score at all:
Bridge: no minimum FICO. DSCR: as low as 500 where the loan does not exceed 50% LTV. Non-QM: 660 minimum. Construction: 660+ preferred, deal specific. Conventional: 600, deal specific.
Because bridge and DSCR programs qualify on the asset's value or its cash flow rather than on you personally, a weak credit profile does not automatically disqualify a deal.
Absolutely. We specialize in placing Non-QM, Bridge, and DSCR loans that use no-doc or lite-doc underwriting. These programs focus on the asset's value or cash flow rather than your personal tax returns.
Yes. We actively structure financing for Foreign Nationals across our Bridge, Construction, and Rental Portfolio programs. You do not need US citizenship to qualify — we work with lenders who underwrite based on liquidity and asset value.
Not Sure Which Fits?
Tell us about the asset and the capital you need. We will come back with real terms — and we never charge upfront fees.
Established 2012, we offer NATIONWIDE commercial real estate lending solutions.